There are two ways of owning your home 🏡 Joint Tenants or Tenants in Common. Tenants in Common (TIC) allows you to avoid having the entire property value 💷 count towards care home fees because only your individual share of the property is assessed. By changing from Joint Tenancy to TIC and incorporating a Trust in your will ✍️📃, you can ensure the surviving partner continues to live in the home, and the deceased's share is protected from care fees and passed on to benefici